Our products

We create & provide 
top-notch insurance 
to protect farmers.

Precision
Risk Definition
Fast and
Effective
Universal
Accessibility
Tailored
per crop

Our End-to-End Solution

OKO is the only player offering a full end-to-end solution from product design to last-mile distribution.

Insurance product design

In recent years, we’ve developed, launched, and refined several crop-specific insurance products tailored to various countries.
Let’s start a partnership
If you’re interested in subscribing to any of the products listed below, please reach out to us.
Contact us

Our offered insurance

Maize

Cocoa | Cotton

Maize | Cotton | Sorghum | Peanut | Millet | Sesame

Soy | Tobacco

Maize | Cotton

Maize | Sesame | Soy | Rice

Maize | Soy | Coffee | Potato | Generic

Our offered insurance

Create your own product

If your geography or crop of interest is not listed, then please contact us via this form to start designing the product that you need.
design my own cover

Proprietary Actuarial 
Software

We specialize in crafting tailored products to meet your precise requirements, whether it’s for a specific location, crop, or risk coverage. With our expert actuarial team and dedicated software, we can design custom-made products efficiently, delivering results in record time.

Remote Satellite
Weather Monitoring

We partner with leading weather data suppliers renowned for their accuracy and reliability. Leveraging cutting-edge technology, we continuously monitor weather patterns in real-time, allowing us to swiftly identify adverse conditions and automatically validate claims.

Distribution tools

We’ve developed a comprehensive suite of tools specifically designed to streamline distribution processes, even under the most challenging conditions.
CRM SOLUTION
This includes a web-app to manage policies in real time and communicate with customers (SMS, Whatsapp, voice messages), a mobile app that can be used offline when agents are on the field, a call centre tool to answer customer queries efficiently and APIs to integrate into your existing solutions
Mobile payment
We seamlessly integrate mobile payment options with leading mobile operators such as Orange, MTN, and Airtel, as well as mobile wallet operators like Wave. This integration enables us to collect premiums and process claims efficiently, even among unbanked farmers, ensuring accessibility and convenience for all.
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Our strategic partners

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Mali | Uganda | Côte d’Ivoire
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