Crop insurance that unlocks agricultural financing
Reduce default rate, late payments and de-risk farmers to serve a larger population.
Reduce Financial Risks
Protect loans with insurance
Secure your agricultural loans with affordable crop insurance. OKO is the only player offering a full end-to-end solution from product design to last-mile distribution.
Automated Insurance
Customized per crop and fully compliant to local regulation. Automated indemnity payment based on weather data
Distribution Tools
Customized Android app for all field agents and online app dedicated for call centers and customer service
Commission Scheme
Ensure accountability and trust by incentivizing your agents, empowering them to maximize earnings and financial security
OKO Finance has made a tangible difference in partnership with several microfinance institutions and mobile network operators. We’ve not only protected farming futures but also catalyzed economic growth and financial resilience in these rural communities.
In 2023, RMCR (part of the VisionFund network) partnered with OKO to offer crop insurance to their customers.
Swipe to learn more
as a result
Agricultural loans became more accessible
No more guarantees were required from farmers applying for an agricultural loan.
Farmers became more resilient
31% of customers were indemnified after suffering from adverse weather conditions.
Loans were automatically repaid
Indemnities of up to 58% of the loan value were paid directly to the financial institution.
case study
With OKO, Orange Mali enriched their services
Orange Money saw OKO as a great opportunity to enrich their portfolio of financial services and offer a service that is aligned with the needs of their users.
Swipe to learn more
as a result
User base expanded
OKO had a direct impact on the adoption and usage of the Orange Money wallet. Many farmers decided to create an Orange Money account in order to access OKO’s insurance.
Synergies were created within the system
OKO had a direct impact on the adoption and usage of the Orange Money wallet. Many farmers decided to create an Orange Money account in order to access OKO’s insurance.
By integrating our crop insurance solutions into your offerings, you can de-risk agricultural loans, expand your reach to underserved communities, and drive financial inclusion on a larger scale.
Microfinance institutions
Reduce default rates and late payments
Expand your reach with more accesible loans
Mobile Network Operators
Expand services & attract new customers
Generate associated revenues
Learn more about us
Leading the Way in Crop Insurance
We’re pioneers in the field, leveraging advanced technologies and deep industry expertise to revolutionize financial security in agriculture. With a mission-driven approach, we’re dedicated to creating lasting impact for farmers and lenders alike.
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional
Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
English 
French