Engagés pour un monde où
tout agriculteur peut prospérer en sécurité
Notre solution:
Une assurance qui fonctionne pour tout le monde
Nous proposons une assurance efficace et abordable aux agriculteurs des marchés émergents avec un paiement instantané des sinistres. Nous exploitons l’influence croissante des technologie mobiles dans le but de remédier aux inégalités de revenus affectant ceux qui nourrissent la planète.
Avec le soutien de
Les pilliers de notre impact
Création d'emploi
OKO crée des centaines d'opportunités pour les jeunes dans les zones rurales. OKO prodigue formation et outils pour distribuer nos assurances et générer des revenus additionnels
En savoir plusimpact pillar
Création d'emploi
It is the provision of new opportunities for paid employment, especially for those who are unemployed in rural areas of emerging countries where youth represent 37% of the labor force but account for 60% of total unemployment.
How it is achieved
New technologies break traditional employment barriers, enabling rural connectivity, digital training, and payment via digital channels. OKO capitalizes on this trend, empowering rural youth to become representatives, providing tools, training, and direct mobile wallet remuneration, offering additional or primary income sources for those distant from employment centers.
OKO received the Job Creation Prize at the 2019 Seedstars summit.
Inclusion financière
Les assurés OKO ont un risque réduit de s'endetter. OKO collabore avec des institutions de micro-finance pour offrir aux assurés OKO un accès facilité au crédit.
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Inclusion financière
Defined as the availability and equality of opportunities to access financial services. For smallholder farmers, this entails access to affordable products like crop insurance, savings tools, and loans tailored to their needs, delivered responsibly and sustainably.
How it is achieved
Focusing on pricing, distribution, and education. We tailor prices to match affordability, ensuring coverage of essential risks at lower rates. Our accessible distribution reaches all genders and locations, with support available in local languages. Through awareness and education campaigns, we simplify product understanding, making insurance accessible to all.
OKO won the 2019 FinTech Showcase award of the Alliance for Financial Inclusion (AFI)
Résilience climatique
Jusque là démunis d'outils pour s'adapter au changement climatique, les assurés OKO bénéficient d'un filet de sécurité pour surmonter les saisons difficiles
En savoir plusimpact pillar
Résilience climatique
Defined as the ability to maintain function in the face of external stresses imposed by climate change. For a farmer, it means being able to recover after suffering an adverse season, and avoiding being immediately in a case of financial distress.
How it is achieved
Climate resilience can be achieved through various means like crop diversification or irrigation. However, these solutions often involve significant investments and changes. OKO’s insurance offers immediate financial support to farmers facing adverse weather, helping them repay loans, sustain their livelihoods, and prepare for the next season.
OKO was selected to be part of the USAID Climate Finance for Development Accelerator
Nos partenaires
The insurance products we create are approved and re-insured by Allianz Reinsurance
Our insurance products are underwritten by Sanlam-Allianz through a multi-year partnership.
We sell products designed by eLeaf in Uganda, and collaborate on product designs in Mali.
OKO est intégré au menu Orange Money au Mali. OKO a gagné le Prix Orange de l'Entrepreneurial Social en 2018
Notre équipe
Simon Schwall
PDG
Shehzad Lokhandwalla
CTO
Raphael Haziza
CPO & Lead Actuary
Ferdinand Amenyah
COO
Augustin Dago
Country Manager,
Ivory Coast
Harry Bitboul
Data Engineer
Jorge Gonçalves
Software Engineer
Ruth Nsubuga
Country Manager, Uganda
Cheick Oumar Tangara
Country Manager, Mali
Recognitions
Our efforts have earned acclaim on a global scale. OKO offers a comprehensive solution spanning from product inception to final distribution, safeguarding agricultural loans with accessible crop insurance.
Press & media
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